Same build. Different shape.
Some projects are worth starting now and paying for across the year. If that is your situation, Simple Loans can check what business finance is available to you.
Finance costs more in total than paying up front. What changes is when the money leaves. Whether that trade is worth making is a call for you and your accountant, not for us.
What it covers
Business finance is not only for vehicles.
Simple Loans writes business lending for working capital and expansion, secured and unsecured. A build sits inside that.
- The build itself
- Design and development for a website, an app or an automation project.
- Hardware and equipment
- Machines, screens, cameras and the other gear your team needs to run what we build.
- Working capital
- General business cash flow rather than one specific purchase.
- Commercial vehicles
- If your business runs vehicles, the same lender panel covers those.
How it actually goes.
- 01
Scope the work
We quote the project the normal way. You do not need to mention finance to get a number out of us.
- 02
Decide whether it suits
Look at the quote and work out whether paying across the year sits better with your cash flow.
- 03
Talk to Simple Loans
You go to them directly. They hold the credit licence and they run the assessment.
- 04
We build either way
Financed or paid by invoice, the project runs exactly the same.
Who is responsible
Two businesses, one clear line between them.
Simple Dev
Builds the thing
- Scopes and quotes the project
- Designs and builds it
- Supports it after launch
- Does not lend
- Does not assess applications or quote rates
- Never sees your credit information
Simple Loans
Holds the credit licence
- Runs the assessment
- Approaches lenders on its panel
- Explains any credit check before it happens
- Cannot promise approval
- Does not set the rate, the lender does
- May receive commission on settlement
Finance is arranged by Simple Loans. DPC Broker Pty Ltd trading as Simple Loans (ABN 13 613 195 387) holds Australian Credit Licence 509582. Simple Loans and Simple Dev are related businesses, and Simple Loans may receive commission from a lender if a loan settles; their Credit Guide sets that out. Approval, rate and amount are decided by the lender after its own assessment. Nothing on this page is an offer of credit or a suggestion that finance is right for you. We are not tax advisers and nothing here is tax advice.
Questions
The ones we get asked.
Start wherever suits you.
Quote first or finance first, either order works. Simple Loans handles the money side and holds the licence.